Loan and fund

Loan and fund


BDC (Canada’s business development bank) – Small Business Loan 

For companies that have been in operation for more than 24 months with a financing need not exceeding $ 100,000.


Créavenir - Desjardins

Financing for starting a business or consolidating an existing business that is less than 3 years old.


Canada Economic Development - Create or start a business

Funds for pre-start-up and start-up companies. Repayable contribution and non-repayable contribution; Typically up to 50% of authorised costs for SMEs and up to 90% for an NPOs.


Filaction – development fund

Loans of $ 5,000 to $ 250,000 for start-up and growing businesses. Filaction favors the sectors of the social economy, tourism and culture.
(website in French only).​​​​​​


Local funds – Fonds de solidarité FTQ

Participating loan or conventional loan, the financing can reach $ 100,000 per company. Any SME located in the territory served by a local solidarity fund can benefit from this financing.


Fonds Afro-entrepreneurs

Loans for business people from Québec Black community. The Fonds Afro-entrepreneurs provides financing for start-ups or existing SMEs in the form of a loan ranging from $ 25,000 to $ 250 000.


Fonds mosaïque

Loans for business people from Quebec's cultural communities. The Fonds Mosaïque provides financing for start-ups and small businesses of less than five years in the form of a loan or a loan guarantee, ranging from $ 5,000 to $ 25,000.
(website in French only)


Fonds Tourisme PME

Loans for business people from Quebec tourism industry. The Fonds Tourisme PME provides financing for start-ups or existing SMEs in the form of a loan ranging from $ 25,000 to $ 250 000.
(website in French only)



Unsecured loans for entrepreneurs 18 to 39 years of age. Partnership with the Business Development Bank of Canada (BDC) to increase support.


PME Montréal

The funding provided supports start-up and developing businesses. 6 funds are available: PME MTL Fund, Fonds local de solidarité Montréal, Fonds de développement de l’économie sociale, Fonds Jeunes Entreprises, CréAvenir, Jeunes entreprises collectives


Prêt à Entreprendre

Prêt à Entreprendre offers financial support and coaching to entrepreneurs.
- Mentoring, expert advice, access to large networks.
- "Honour loan", without interest or guarantee, up to $ 30,000 per entrepreneur.
(website in French only)


Réseau d'investissement social du Québec (RISQ)

The RISQ is a non-profit venture capital fund that works exclusively in the social economy and whose mission is to make available financing that is adapted to the reality of social economy enterprises.


Solunov – Fonds de solidarité FTQ

A support and financing program allowing you to bring your innovation project from diagnosis to implementation with financing of $1 million or more and access to a network of experts. To obtain the eligibility conditions and learn more about Solunov, visit